If you are planning to retire from the work force at some point in the far future, this little message is aimed toward you (Elisabeth, Evan, Charlie, Angie, Annie, and Tanner).
1. Get a very large jar, larger than the one Annie was using to save for a little yellow truck.
2. Empty your pocket or purse change into it every morning or evening, starting tomorrow.
3. Pick up coins on the street (yes, even pennies) and add them to the jar.
4. If there are ardillas in your neighborhood, know that they collect all sorts of shiny things, including coins (just ask Old Man Fookwire, right Hannah?), so rob their nests of the coins to add to your jar.
5. When the jar is filled, seal the lid, get another jar, and start over again.
6. By the time you are ready to retire, you'll be all set for a life of comfort.
I am telling you this after spending 90 minutes on the phone this morning trying to get the information I needed from a TIAA-CREF representative so I could roll over the meager amount of retirement savings I've accumulated while working at Gustavus, and put it into an IRA account established elsewhere. Well let me tell you, those TIAA-CREF people become hostile when a person tries to take her money elsewhere. It was an ordeal, but at last I have enough information to get the forms I need to proceed. I have had an account with TIAA-CREF for 10 of the 11 years I was at Gustavus, and in the last few years since they've taken their access online, I have not been able to get to my account. Why, you ask? They had the wrong user ID, the wrong email address, and my grandma's maiden name as a security check, but asked me always for my mom's maiden name.









